The volume of Daokoudai.com, a financial service platform initiated by a Tsinghua holding company based on Tsinghua PBCSF Finance@Internet Lab’s research results, exceeded 100 million RMB on March 6, 78 days after its official launch. It indicates its preliminary success as a P2P model of supply-chain finance.
Currently, Daokoudai.com has launched three patterns of short-term loans, assignment of receivables, commercial paper mortgage financing and enterprise credit loan, with annualized returns between 7.56%~8%.
In addition to the financial risk control in traditional supply chain, Daokoudai.com has introduced alumni network’s credit constraints to mitigate moral hazard and enhance project safety.
According to industry professionals, these patterns of products are suitable for risk-averse investors, newbie investors and investors with large value funds.