Research on the Development Status, Challenges, and Integration of Green Finance with Inclusive Finance and Pension Finance

Time: 2025-03-18 15:44 Print

Abstract:

Amid the pressing challenges of global climate change, green finance has become a vital instrument for managing climate risks, facilitating the transition to a low-carbon economy, and promoting sustainable development. With investors becoming increasingly environmentally conscious and government policies actively supporting the transition, China's green finance market is experiencing rapid growth. Financial products such as green credit, green bonds, and green equities are continuously evolving and expanding, while green stock indices and carbon trading markets have made significant progress, injecting fresh momentum into financial markets.

However, the development of green finance still faces several challenges, including insufficient information disclosure, difficulties in financing green and low-carbon technologies, limited investor awareness, a shortage of specialized talent, and a lack of international cooperation. To address these challenges, this report proposes several solutions: establishing globally unified ESG and climate-related disclosure standards, diversifying financing channels, strengthening investor education, cultivating green finance professionals, and deepening international collaboration.

Additionally, this report explores pathways for integrating green finance with inclusive finance and pension finance, highlighting their synergistic role in fostering sustainable economic development. This integration underscores the broad potential of green finance in advancing long-term economic sustainability and resilience.


Full text: Research on the Development Status, Challenges, and Integration of Green Finance with Inclusive Finance and Pension Finance